Faktor 22,9: 12 vermietete Eigentumswohnungen, einzeln erwerbbar – Ø 4.393 €/m² in Hamburg-Bergedorf
Built 1993 · Owners’ association with 38 apartments · 971.20 m² total living area · Commission-free for buyers
Tap images to enlarge.
Affordable: €150 to €300 net per month — suits buyers on the top tax rate with some headroom
Purchase price 100% financed (4.5% interest, 1% repayment), equity = incidental purchase costs, tax rate 42%, constant rent (guaranteed rent, otherwise current rent), tax-free sale after 10 years. Depreciation (AfA) 2% p.a. (straight-line by year of construction) on the building share (75%) of the acquisition costs incl. incidental costs. MSCI World: 7.5% p.a. before tax (long-term average), German flat-rate withholding tax with partial exemption on sale; in the wealth comparison, equity and all top-up payments are invested identically. Value growth is an assumption — hence the scenarios. Non-binding sample calculation, not investment, tax or financing advice.
Guarantees
Loss of rent, renovation costs, management work — the typical objections to an investment apartment are covered here by the guarantor (Gerlach Verwaltungs- und Beteiligungsgesellschaft mbH).
€16/m² per month, fixed by contract — even if tenants change or the unit is vacant. If the guaranteed rent exceeds the current rent, the guarantor pays the difference directly to the buyer.
Zieht ein Mieter aus, renoviert der Garantiegeber die Wohnung auf eigene Kosten nach vereinbartem Ausstattungsstandard und vermietet neu — ohne Koordination und ohne Handwerkerrechnungen für den Eigentümer.
Die Kosten der Sondereigentumsverwaltung trägt der Garantiegeber für 10 Jahre. Käufer erhalten regelmäßige Abrechnungen und einen festen Ansprechpartner — ohne selbst tätig zu werden.
Independent valuations
External market value assessments are available for this property — you will receive the full reports once the exposé has been released to you.
Location
Price list
Choose a unit and send an enquiry — free of charge and without obligation, for yourself or for a client.
Once approved, the unit is reserved for you for 7 days, provided the financial statement is submitted within 48 hours; with a financing confirmation the period is extended by 14 days.
We handle advice, viewings and completion. No buyer’s commission.
| Unit ↑ | Building | Floor | Rooms | Area | Purchase price | €/m² | Guaranteed rent | Yield* | Return on equity*** | 100% financed** | Status | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| WE 1 | 98/98a | – | – | 83.50 m² | €370,000 | €4,431 | €1,336.00 | 4.33% | 11.3% | −€202/month | Available | Request exposé → |
| WE 3 | 98/98a | – | – | 83.90 m² | €370,000 | €4,410 | €1,342.40 | 4.35% | 11.3% | −€199/month | Available | Request exposé → |
| WE 6 | 98/98a | – | – | 83.50 m² | €367,200 | €4,398 | €1,336.00 | 4.37% | 11.4% | −€195/month | Reserved | Details → |
| WE 10 | 98/98a | – | – | 83.90 m² | €359,500 | €4,285 | €1,342.40 | 4.48% | 11.8% | −€173/month | Available | Request exposé → |
| WE 15 | 98/98a | – | – | 76.20 m² | €333,000 | €4,370 | €1,219.20 | 4.39% | 11.5% | −€173/month | Available | Request exposé → |
| WE 16 | 98/98a | – | – | 76.20 m² | €333,000 | €4,370 | €1,219.20 | 4.39% | 11.5% | −€173/month | Available | Request exposé → |
| WE 25 | 100/100a | – | – | 86.90 m² | €380,500 | €4,379 | €1,390.40 | 4.38% | 11.4% | −€199/month | Available | Request exposé → |
| WE 26 | 100/100a | – | – | 88.30 m² | €394,200 | €4,464 | €1,412.80 | 4.3% | 11.1% | −€221/month | Reserved | Details → |
| WE 29 | 100/100a | – | – | 86.90 m² | €380,500 | €4,379 | €1,390.40 | 4.38% | 11.4% | −€199/month | Available | Request exposé → |
| WE 31 | 100/100a | – | – | 72.00 m² | €317,000 | €4,403 | €1,152.00 | 4.36% | 11.4% | −€169/month | Available | Request exposé → |
| WE 32 | 100/100a | – | – | 77.90 m² | €338,000 | €4,339 | €1,246.40 | 4.43% | 11.6% | −€171/month | Available | Request exposé → |
| WE 34 | 100/100a | – | – | 72.00 m² | €324,000 | €4,500 | €1,152.00 | 4.27% | 11% | −€186/month | Available | Request exposé → |
* Gross rental yield based on the guaranteed rent. Current rent and guaranteed rent are shown separately.
** Buyer’s monthly cost after tax with 100% financing of the purchase price (incidental costs from own funds), first year: 4.5% interest, 1% repayment, 42% tax rate, depreciation (AfA) on a 75% building share, €1.5/m² non-recoverable costs. Traffic light: green up to €150, yellow up to €300 top-up. Non-binding sample calculation, not tax or financing advice. Depreciation (AfA) 2% p.a. (straight-line by year of construction) on the building share (75%) of the acquisition costs incl. incidental costs.
*** Return on equity p.a. after tax over 10 years: equity = incidental purchase costs (7.5%), 2% value growth p.a., sale after 10 years. MSCI World after tax for comparison: 6.4% p.a. Scenarios with 0 and 1% value growth on the unit page.
Current rents, service charges, floor plans, address and documents become visible once the exposé for this project has been released to you.
Interested? Choose an available unit and request the exposé.
With the exposé request — for yourself or for a client — you will receive current rents, service charges and floor plans once released. We handle advice and completion.